When you review your rental agreement, check it carefully for mentions of insurance. If your landlord is like most, he carries homeowners insurance on the property to protect his interests. This coverage protects the structure itself as well as anything of his that is there.
You may assume that this coverage extends to you – but it most likely does not. Homeowners insurance is designed to protect the financial interests of the homeowner – meaning what he owns. Your belongings do not count under this type of coverage.
Whether you are renting for the first time or have rented homes all your life, make sure you are protecting your family and yourself by getting adequate renters insurance.
Getting renters insurance is one of your primary responsibilities as a renter. In fact, it is frequently included as one of the lease terms. This type of coverage is designed to protect your personal financial interests, providing repair or replacement for:
Call us to find out how you can protect your home